2018 Benefits Open Information for Pre-65 Retirees

The USG provides you with a wide array of benefits, as well as tools to help you make the most of those benefits and save money.   Explore Your 2018 Benefits.


Resources & Guide

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2018 Benefits Comparison Guide                          2018 Benefits Summary 


Explore Your 2018 Benefits


medical        dental      vision    lifeinsurance


What’s New for 2018?

USG is making a few changes to benefits for 2018 – as well as introducing new tools to help you better manage your benefits.   Explore Your 2018 Benefits.  This year, premiums are increasing between 0% – 10% depending on plan enrollment and coverage tier.  To see healthcare premiums by plan and medical comparison charts please consult the 2018 USG Comparison Guide.


What Happens If I Don’t Make Changes?

If you don’t enroll in or make changes to your benefits during Open Enrollment, your current benefit elections will remain the same for 2018.  Keep in mind that even if you don’t make changes, the plans change every year. The tobacco surcharge will remain at $75 monthly in addition to the cost for medical insurance and applies to retirees and dependents age 18 and over.   Retirees are encouraged to login to the new OneUSG Connect- Benefits website to view their benefits and update their beneficiaries.


USG Life, Dental and Vision Coverage

If you are currently enrolled in USG life, dental or vision coverage, you do not need to take any action in order to continue that coverage in 2018. If you drop coverage under these plans, you cannot re-enroll. For more information, view the 2018 Comparison Guide.